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Furnished, unfurnished and lease types in Amsterdam: understand before you sign

In the Netherlands, the vocabulary of rental listings throws off a lot of newcomers. "Gemeubileerd", "gestoffeerd", "kaal", "inclusief": these words radically change what you get โ€” and what you'll pay on top. Here's a clear breakdown so you sign with full knowledge.

Bright furnished living room with a sofa
Photo: Francesca Tosolini ยท Unsplash

The three levels of fit-out

  • Gemeubileerd (furnished) โ€” the home is fully furnished: bed, sofa, table, sometimes crockery. You can move in with a suitcase. Higher rent, ideal for a first move or a short stay.
  • Gestoffeerd (semi-furnished / fitted) โ€” floors, curtains, sometimes a fitted kitchen and appliances, but no furniture. The most common type. You bring your own furniture.
  • Kaal (bare / empty) โ€” a totally empty home, sometimes even without flooring or light fittings. Lower rent, but a significant upfront investment.

The classic trap for a newcomer: renting "kaal" thinking it's like an unfurnished flat back home, and discovering you have to install everything, flooring included.

Utilities included or not?

Check whether the rent is:

  • inclusief (utilities included: gas, water, electricity, sometimes internet);
  • exclusief (excluding utilities โ€” add โ‚ฌ250 to โ‚ฌ400/month).

The same listing can look cheap "kaal exclusief" and end up far more expensive once fitted out and with utilities paid. Always compare on equivalent fit-out and utilities.

Length and type of lease

  • Open-ended lease โ€” the most protective for the tenant.
  • Temporary lease (tijdelijk) โ€” limited duration (often up to 2 years for an individual home), with no automatic renewal.

Check the length, the notice conditions and the mention of the possibility of inschrijving carefully: it's non-negotiable in order to register with the city hall.

Deposit and first month

Expect:

  • a deposit of 1 to 2 months;
  • sometimes the first month in advance.

Everything must appear in writing in the lease. Beware of any unjustified "extra" sum: key money and contract fees are illegal in the Netherlands.

Before signing: the checklist

  • โ˜ I know whether it's gemeubileerd, gestoffeerd or kaal
  • โ˜ I know whether utilities are included (inclusief) or not (exclusief)
  • โ˜ The length and notice are clear
  • โ˜ The inschrijving is allowed and written in the lease
  • โ˜ The deposit and first month are detailed, with no illegal fees
  • โ˜ An inventory/check-in report is planned

Unsure about a Dutch lease before signing? Book a free discovery call: we'll read the contract with you so no clause slips past you.

In summary

In Amsterdam, read the listing before you dream of the home: furnished, semi-furnished or bare, utilities included or not, lease length and inschrijving change everything. Comparing on equal fit-out and insisting on a clear written lease saves you from nasty surprises โ€” and from illegal fees.

Frequently asked questions

What's the difference between gemeubileerd, gestoffeerd and kaal?

Gemeubileerd = furnished (with the furniture), gestoffeerd = semi-furnished (floors, curtains, sometimes kitchen, but no furniture), kaal = empty. The rent drops as you remove the fit-out.

Is a "kaal" home really empty?

Yes, often completely: it may lack flooring and light fittings. It's the classic trap for someone expecting a French-style "unfurnished" flat.

How long does a lease last in Amsterdam?

There are open-ended leases (the most protective) and temporary leases (often up to 2 years for an individual home). Always check the length, the notice and the possibility of inschrijving.

Need help with your search?

Free 15-minute discovery call to talk through your move to Amsterdam โ€” in French or English.

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